Why We Excel

We offer innovative and distinctive programs for a wide range of specific markets. By focusing on helping families save money on the products and services they value most, we provide opportunities for growth for our marketers by:

• Creating new revenue streams
• Attracting new customers
• Retaining existing customers

We perform turnkey programs including design and fulfillment of marketing pieces and collateral support material, network support, customer service, regulatory compliance, and billing.

Our success is driven by a number of factors, including the following:

• Experience



Our programs and marketing channels are managed by industry professionals with decades of experience in our markets. Our membership programs are offered at thousands of locations in the United States and Canada. We distribute insurance products across the nation through agents who have years of experience in the industry and years of commitment to our program.


• Service



Our Member Services and Agency Services professionals put our clients’ needs first. With courtesy, product knowledge and responsiveness, they are part of the value that we add to all our programs. We never forget that the service we provide to families and our business clients is the most important part of our product.


• Training



A thorough understanding of our programs and products is essential to our success. That is why we provide on-site training, point-of-sale materials, procedure manuals and follow-up training for our Wholesale Plans; training tools and websites for our Retail Plans marketers; and both 24/7 online and face-to-face training for our Insurance Marketing division agents.


• Commitment



Throughout all of our programs, we focus on the needs of families and businesses. We provide quality solutions for real needs.

We create opportunities by helping consumers save on the products and
services they value most.

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